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| Experts
in D&O and E&O professional liability insurance
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What’s
special about InsureCast? |
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- You
work directly with principals and receive personal
attention
- Well-established
company, in business since 1895, not a fly-by-night
company
- Experience in
handling the special needs of technology companies
(network security, hacker protection, viruses)
- InsureCast
represents virtually every A-Rated carrier with specialty
products for technology businesses so we can market
your account aggressively and secure the best pricing
available
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Who
is InsureCast? |
| InsureCast
is a division of Gaston & Associates, Inc., a NY
based insurance agency tracing its roots through 4 generations
of family, and incorporated in 1895.
Our
customers range from start-ups to public companies.
We serve about three thousand clients nationally. InsureCast's
marketing territory is national in scope, and we hold
property-casualty and life-health licenses in all states except Alaska, Hawaii, Iowa, North Dakota, Oklahoma, and West Virginia. We are dedicated to giving excellent service to all our clients and continue our
107 years of providing business and professional liability
insurance. More... |
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| D&O Overview and Current Market Trends |
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| Most
allegations against directors & officers involve decisions,
acts, errors or omissions that have lowered stock values,
compromised competitive industry position, wasted corporate
assets, or overlooked significant growth or investment opportunities.
These can result in financial injury to stockholders, employees,
investors, and any other third party.
Full
story on... |
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| Insurance Market Overview |
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Businesses
will need to prepare for major changes in insurance availability
and pricing. We expect that most, if not all, insurance companies
will be increasing premiums during the coming year, as well
as restricting certain classes of business or certain types
of coverage. These are industry wide changes, and not restricted
to any one particular insurance company or any one particular
geographic region.
Full
story on... |
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| Directors & Officers/Employment Practices
Liability Market |
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| The market
for Directors & Officers/Employment Practices Liability
is continuously evolving. This evolution is directly related
to the insurance and business communities’ heightened
awareness of exposure to Directors and Officers and Employment
Practices Liability related claims. Full
story on... |
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| One Claim, Many Coverages |
| An
insurance policy is designed for a particular coverage area
(auto coverage for autos, professional liability for professional
acts, general liability for non-professional exposures, etc.),
certain situations might bring in multiple liability policies
on a single claim.
Full
story on... |
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| Who Owns Creativity? |
| Your
corporation employs some highly creative people. Soon your efforts
appear to have paid off when one of your people develops a truly
unique process, which is then patented. Months later however,
you’re shocked to learn the employee not only has acquired
the patent in their own name but has licensed the rights to
your chief competitor for a significant sum. Now what?
Full
story on... |
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| Workplace Violence |
| Workplace violence
continues to be a major concern for businesses of all sizes.
Most employers feel that there’s inadequate legal protection
for them and their employees because there are no federal laws
against it. However, state legislators are getting the message.
On March 25, 2002, Tennessee became the seventh state to allow
employers to seek a temporary restraining order (TRO) on behalf
of an employee who suffers from a violent act or receives a
credible threat from any individual.
Full
story on... |
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| Why a Newsletter? |
We all know how important it is to keep in
good touch with our customers.
Through this newsletter, we hope to reach out on a more frequent
basis to update you on what is going on in the industry. Hopefully
you will find something of interest and be able to use it in
your business.
We welcome your suggestions for topics you would like us to
cover. |
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