| ADP Screening & Selection
Services reported recently that its 2001 pre-employment
screenings turned up the following in some 2.6 million
checks:
- 41% had one or more moving violations,
a DUI, or a suspended license
- 33% had credit problems;
- 41% misrepresented employment or educational background;
and
- 5% had a criminal conviction in the past seven years.
Could your firm afford to hire employees such as these?
In your particular industry and given the current economic
conditions and often cited lack of well-trained personnel
available to fill openings, could you afford not to?
As an employer, it’s your decision how deeply
you will research applicant backgrounds and how what
you find will affect your ultimate hiring decision.
But did you know your decision also could directly impact
your insurance coverages? For example, employees with
moving violations (particularly a major one such as
a DUI) are a critical concern of the insurance carrier
when underwriting automobile coverages. Criminal convictions
have an equally chilling effect upon crime and employee
dishonesty coverages.
When reviewing your screening and hiring policies,
talk with our professionals about such underwriting
concerns and how various factors will impact your rates
and/or access to the coverages your business needs.
Then you can make your hiring decisions with the confidence
that all the considerations are on the table. |
